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said. “There are plenty of insurance companies that have no breed restrictions. They look at your loss history and if you already had dog bite claims or injuries caused by dogs.” – Janet Ruiz, III spokesperson If you’re working through an insurance agent, make sure they know about your pet so they can help you find a policy that offers the Official You can’t scare me I’m a middle school teacher halloween Shirt but in fact I love this appropriate amount of coverage. This way, you’re not left with thousands of dollars in medical bills for dog-related injuries that occur on your property. DOES YOUR HOMEOWNERS INSURANCE COVER EMERGENCIES? What to do if your insurer won’t cover you because of your pet Just because your homeowners insurance won’t cover your pet due to breed restrictions doesn’t mean you have to find an entirely new policy. While it may be worthwhile to switch insurers, you can also look into taking out dog liability insurance. Having pet liability insurance adds a layer of protection if your pet is a restricted breed, or if they have a history of aggression. This ensures you won’t have to pay out-of-pocket if you’re sued over a dog bite injury or another pet-related incident. Visit Credible to compare multiple home insurance companies — some of which may have no breed restrictions. A BEGINNER’S GUIDE TO BUYING HOME INSURANCE Have a finance-related question, but don’t know who to ask? Email The Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.

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